Our cover

All cover is subject to underwriting and to the terms of the policy booklet issued with your schedule. The summaries below are not the policy.

Life and family protection

Level or decreasing term assurance over a term of your choosing, with the option of family income benefit paid monthly rather than as a lump sum. Applications require a health declaration and, above certain sums assured, a medical report from your general practitioner.

Income protection

A monthly benefit if you are unable to work through accident or illness. Deferred periods of 4, 13, 26 or 52 weeks. Benefit is capped at 60% of gross earnings.

Home and contents

Buildings cover to the full rebuilding cost, contents on a new-for-old basis. Accidental damage may be added.

Motor

Comprehensive, or third party fire and theft. Protected no claims discount is available after four consecutive claim-free years.

To request a quotation, telephone 0845 604 1946 or write to the registered office. The Society is not accepting new applications after 31 October 2009.